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Featured Products
Business Insurance
Property Insurance
Professional Indemnity
Services we offer
Motor Insurance Commercial
Comprehensive Coverage
This extends beyond third-party liability and includes protection for your vehicle in case of accidents, theft, fire, and other unforeseen events.
Covers:
Damage to the commercial vehicle caused by accidents, natural disasters, fire, or vandalism.
Theft of the vehicle or damage due to attempted theft.
Cargo and Goods in Transit Insurance
Covers: The goods or cargo being transported in your commercial vehicle in the event of an accident, theft, or damage while en route.
Ideal for: Businesses that deliver goods or transport products for clients, such as delivery services or freight companies.
Employer’s Liability Insurance
Covers: Legal costs and compensation if an employee driving your vehicle files a claim for injuries sustained while operating the vehicle.
Importance: Protects you from claims made by employees, especially if they are injured on the job.
Fleet Insurance
Covers: Multiple vehicles under one policy, offering flexibility and easier management for businesses with more than one commercial vehicle.
Benefits: Simplified administration and potential cost savings when insuring a fleet of cars, vans, or trucks.
Trailer Insurance
Covers: Damage to or theft of trailers attached to your commercial vehicle, as they may not automatically be included in standard vehicle insurance.
Useful for: Businesses that use trailers for transporting goods or equipment.
Landlord Insurance
Property Damage (Building Insurance)
Covers: Damage to the structure of the rental property, including walls, roof, and permanent fixtures caused by fire, flood, vandalism, storms, or other covered risks.
Includes: Repairs or rebuilding costs in case of severe damage.
Optional: Can extend to cover garages, outbuildings, and fences.
Contents Insurance
Covers: Damage or theft of items owned by the landlord inside the rental property, such as furniture, appliances, or electronics (in furnished or semi-furnished rentals).
Excludes: Tenant's personal belongings, which are covered under renters insurance.
Loss of Rental Income
Covers: Loss of rent if the property becomes uninhabitable due to a covered event (e.g., fire or flood).
Example: If a fire damages the property and the tenant has to move out for repairs, the insurance will cover the lost rent during that period.
Landlord Liability Insurance
Covers: Legal expenses and compensation claims if a tenant or visitor is injured on the property due to negligence (e.g., a tenant slips and falls due to a faulty staircase).
Example: If a tenant sues the landlord for injuries caused by unsafe conditions on the property, liability insurance will cover legal fees and compensation costs.
Marine Insurance
Hull Insurance
Covers: The ship or vessel itself, including damage to the hull, machinery, and equipment caused by accidents at sea, collisions, grounding, or bad weather.
Useful for: Ship owners, charterers, and operators of maritime vessels, protecting against risks that could lead to substantial financial loss.
Additional Coverage Options:
Collision Liability: Protection if the vessel causes damage to another ship or structure.
Loss of Hire: Compensates for income lost when the vessel is out of operation due to repairs.
Cargo Insurance
Covers: Goods and cargo being transported by sea, air, or land, ensuring protection from loss, theft, damage, or delays in transit.
Types of Cargo Policies:
All-Risk Policies: Comprehensive coverage for all risks except those specifically excluded.
Named Peril Policies: Only covers risks specifically named in the policy (e.g., fire, sinking, collision).
Ideal for: Importers, exporters, freight forwarders, and manufacturers who frequently transport goods.
Freight Insurance
Covers: Loss of freight payments in case the goods are lost or damaged in transit, ensuring the shipping company is compensated for the freight charges they would have received.
Example: If a ship carrying cargo sinks, freight insurance covers the freight fees that the carrier would have collected.
Liability Insurance (Protection & Indemnity)
Covers: The ship owner’s legal liability for damage caused to third parties, including injury or death of crew members, damage to cargo, environmental damage (e.g., oil spills), and collision with other vessels.
Common for: Companies operating large fleets, passenger ships, or tankers, as it covers liability risks associated with operations at sea.
Marine Business Interruption Insurance
Covers: Loss of revenue if the insured’s operations are interrupted due to damage or loss of the vessel, cargo, or port facilities.
Example: A shipping company may be compensated for lost profits if their ship is damaged in an accident and cannot operate for a period of time.
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Whether you need Insurance on private vehicle insurance, commercial vehicle policies, landlord insurance, business insurance, or marine insurance, we are here to provide tailored solutions that suit your needs.
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Our
company ethos
At Yes Insurance, we believe that insurance is more than just policies & premiums—it's about providing peace of mind, safeguarding what matters most, and standing by you when it counts.
Our company is built on the following core principles:
1. Client-Centered Protection
We take the time to understand your personal and business risks. From home and health to business and travel, our commitment is to ensure you’re covered, whatever life throws your way.
2. Trust and Transparency
Honesty is at the heart of everything we do. We ensure every aspect of your coverage is straightforward and easy to understand, without hidden terms or surprises. We strive to build long-lasting relationships based on trust by providing reliable advice and being there for you when it matters most.
3. Innovative Solutions
As the world evolves, so do the risks we face. At Yes Insurance, we embrace innovation, offering modern insurance products that address today’s challenges, from cyber threats to environmental risks. Our aim is to stay ahead so you can be confidently protected in an ever-changing world.
4. Fast and Fair Claims Support
We understand the stress that comes with a loss. Our claims process is designed to be quick, transparent, and fair. Our team is dedicated to advocating on your behalf, ensuring you receive the support and compensation you deserve—when you need it most.
5. Sustainability and Responsibility
We’re committed to creating a positive impact for our clients and society as a whole. Our services are designed with sustainability in mind, and we actively support causes that benefit our community. We aim to build a more secure and sustainable future for all.
6. Empowering Our Clients
We believe in empowering both our clients and through knowledge and opportunities. Whether educating clients about risk prevention or fostering growth, we are dedicated to creating a supportive and dynamic environment.
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